WHY BUY A HOME?

• You build wealth as the value appreciates vs. paying your landlord's mortgage
• Homeowners have tax deductions on their income taxes
  
• Homeownership expenses usually increase slower than renting costs
  
• You have much more flexibility in how you use, decorate and make physical changes to your home
  
• Pride of homeownership… the American Dream.
  

WHY BUY A HOME IN 2010?
 

• The Economic Stimulus Package benefits Peninsula Home Buyers by enabling them to qualify for lower interest rate loan programs.
  

• Mortgage rates remain historically low but are projected to increase.

WHY BUY A HOME ON THE SAN FRANCISCO PENINSULA/ SAN MATEO COUNTY?
LOCATION, LOCATION, LOCATION

• Bridgeless commutes to San Francisco and the Silicon Valley
• Moderate weather
• Excellent Schools
• Property values are supported by the limited supply of land.  Since the San Francisco Peninsula is bordered by the San Francisco Bay and the Pacific Ocean, neighborhoods are already established and new development is limited